Insurance partner
Premier Insurance Services.
Premier Insurance Services is our insurance partner: an independent, FCA-authorised broker established in 1983, with offices in Mayfair and Luton. They compare over 200 UK insurers and arrange landlord, block of flats, HMO, restaurant and commercial cover for the buildings we assess.
Established
1983
Over 40 years broking UK risks
FCA firm reference
305009
Authorised and regulated by the FCA
Insurer panel
200+ insurers
Independent whole-of-market approach
Quote turnaround
Same working day
Usually, from a named broker
What they arrange
Cover for the buildings we assess.
Landlord insurance
Buildings, loss of rent, property owners' liability and malicious damage for single lets and portfolios.
See the coverProperty owners and blocks of flats
Communal buildings cover for freeholders, RMCs and managing agents, including mixed-use parades.
See the coverHMO insurance
Cover written for licensed and unlicensed houses in multiple occupation, including student and LHA lets.
See the coverRestaurant and takeaway
Food businesses with deep fat frying, delivery fleets and late licences — a market they specialise in.
See the coverShop and retail
Stock, glass, business interruption and liability for high street and parade retailers.
See the coverContractors and tradesmen
Public liability, employers' liability, tools and contract works for trades on site.
See the coverProfessional indemnity
PI for consultants, agents and professional practices, placed with specialist underwriters.
See the coverCommercial combined
One policy across buildings, contents, stock, interruption and liability for larger operations.
See the coverHigh net worth home
Prime London homes, art, jewellery and multiple residences, placed with HNW insurers.
See the cover
Why our clients end up talking to them.
Fire safety and insurance keep meeting in the same buildings. A freeholder asking us for a communal fire risk assessment on a block of flats is usually also being asked by an underwriter what the rebuild cost is, whether the assessment is current and what has been done about the significant findings in the last one.
We do not sell or advise on insurance — that is a regulated activity, and Premier is the regulated firm. What we can do is put you in front of a named broker who already understands the type of building, rather than leaving you to fill in another comparison form.
- Sums insured and rebuild costs — underinsurance is the most common problem we both see on older blocks
- Insurers increasingly ask whether a current fire risk assessment exists before quoting on communal buildings
- Building Safety Act duties on higher-risk buildings change what underwriters want to see
- Mixed-use parades where a restaurant below changes the risk for the flats above
- HMO licensing conditions that sit alongside the insurance warranties on the policy
- Portfolio renewals where fire, energy and insurance dates can be tracked together
How it works
One introduction, no obligation.
01
You mention insurance
Either when we quote for a fire risk assessment or after the report lands.
02
We make one introduction
Straight to a named broker at Premier, with the building type and context already explained.
03
They broke the risk
Premier compares over 200 insurers and comes back, usually the same working day.
04
You decide
No obligation, and no fee to you for the introduction. Advice comes from Premier, not from us.
Regulation and standing.
We only introduce clients to firms we would use ourselves. Premier Insurance Services Ltd has been broking UK risks since 1983 and is authorised and regulated by the Financial Conduct Authority under firm reference 305009. You can verify that entry on the FCA register.
- Authorised and regulated by the Financial Conduct Authority, firm reference 305009
- Full member of the British Insurance Brokers' Association (BIBA)
- Complaints route to the Financial Ombudsman Service where eligible
- Financial Services Compensation Scheme protection where eligible
- Trading since 1983 — over 40 years of UK broking
- Head office at 49 Grosvenor Street, Mayfair, London W1K 3HP, with a branch in Luton
49 Grosvenor Street, Mayfair, London W1K 3HP · branch office in Luton, Bedfordshire
Insurer panel
Over 200 insurers, including these.
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Their clients
Businesses they look after.
The people
Who you will actually speak to.
Coverage
London, and the counties north of it.
Premier Insurance — questions we get asked
Want the introduction made?
Insurance advice is provided by Premier Insurance Services Ltd, FCA firm reference 305009.
